Golden Visa on Off-Plan Property
Can I get the UAE Golden Visa by buying off-plan property?
Yes. Off-plan property qualifies for the 10-year Golden Visa, as long as the recorded value reaches AED 2,000,000. Since the 2025–26 update, the previous requirement to pay 50% or AED 1,000,000 upfront no longer applies.
- ✓Off-plan (under-construction) property qualifies for the 10-year Golden Visa.
- ✓The recorded property value must reach AED 2,000,000.
- ✓Since the 2025–26 update, the old requirement to pay 50% or AED 1,000,000 upfront has been removed.
- ✓You can combine up to three properties (off-plan, ready, or a mix) to reach AED 2,000,000.
What changed in 2025–26
Earlier rules effectively pushed buyers toward completed property by requiring a large upfront payment on off-plan. That upfront condition was removed, which puts off-plan on the same AED 2,000,000 value footing as a ready property. The deciding factor is the recorded valuation, not how far along construction is.
Before you buy off-plan to qualify
Buy from a registered developer and confirm how the value will be recorded, since that figure, not the brochure price, is what the visa assessment uses. See the valuation page for how the number is set, or compare with the mortgaged route and the main property route.
Buying on a developer payment plan or a mortgage? Estimate your monthly repayment and upfront cash with the UAE mortgage calculator.
Source: UAE Government portal (u.ae) — Golden visa · last verified 2026-07-09
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Find Golden Visa propertiesFrequently Asked Questions
Can I get the UAE Golden Visa on an off-plan property?
Yes. Off-plan property qualifies for the 10-year Golden Visa, provided the recorded value of the property is at least AED 2,000,000.
Do I still need to pay 50% or AED 1 million upfront on off-plan?
No. That requirement was removed in the 2025–26 update. An off-plan property qualifies based on its recorded value reaching AED 2,000,000, without a fixed upfront-payment condition.
Can I combine an off-plan property with a ready one?
Yes. You can combine up to three properties (off-plan, completed, or a mix) as long as their total recorded valuation reaches AED 2,000,000.