UAE Property Cost & Mortgage Calculator
See the full cost of buying property in the UAE — whether you pay cash or take a mortgage. All regulatory fees included.
Property Details
Down payment is below the 20% minimum (max 80% LTV for expats).
Paying cash — no loan, so this is your full purchase cost: property price plus the DLD transfer fee and agency commission.
Affordability Check
DBR 31.2% — well within UAE Central Bank's 50% limit.
Purchase Cost Summary
Monthly Payment
AED 9,353
Loan Amount
AED 1,600,000
Total Interest
AED 1,206,032
Total Repayment
AED 2,806,032
DLD Transfer Fee
AED 80,000
Mortgage Reg. Fee
AED 4,290
Agency Commission
AED 40,000
Total Upfront Cash Required
AED 524,290
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Message Now via WhatsAppAll calculations are estimates for informational purposes only and do not constitute financial advice. Fees and rates are subject to change. Consult a licensed UAE mortgage advisor before making any financial decisions. DLD fee 4% · Agency commission 2% · Mortgage registration 0.25% + AED 290 · Max LTV 80% · DBR limit 50%.