UAE Golden Visa property rule eased: off-plan and mortgaged now qualify
The property route to the UAE Golden Visa has been simplified. The requirement to pay 50% or at least AED 1,000,000 upfront has been removed.
Both off-plan and mortgaged properties now qualify, provided the property's value — as recorded by the Dubai Land Department — reaches AED 2,000,000. You can also combine up to three properties to reach the threshold.
Source: UAE Government portal (u.ae) — Golden visa · last verified 2026-06-15